Your Local Real Estate Expert

Mortgage Information

If you're like most buyers, a home is the most expensive purchase you'll ever make, and you'll probably need some form of financing. There are many lending institutions that offer a variety of mortgage products. Financing options and rates can vary widely, so it is important to do your research and shop around to ensure you get the mortgage that best meets your needs at the best price. I would be happy to refer you to some very good mortgage contacts I have in Laurel, or to help you in any other way I can to secure the best possible rate for your home purchase.

Use the mortgage calculators below to assist you in making some decisions around financing your new home.

Mortgage Qualification Calculator

This calculator will help you determine how much money you qualify to borrow. The results are informal. You will be subject to a credit approval from your financial institution taking into consideration existing debt load, amount of down payment, income and other variables.

Mortgage Payment Calculator & Amortization Table

This calculator will help you determine what your mortgage payments will be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage.

Bette's Preferred Lenders

I work with several excellent mortgage lenders. They can meet with you in my office or at another mutually convenient place. They can also work with you by telephone, fax, mail, e-mail or online. By working with a lender with whom your realtor has a relationship, you have a better chance of getting the job done well and done quickly. These lenders know me, are responsive to my calls for follow-up information on the progress of your loan, and want to do a good job for my clients in order to continue getting my referrals. Here is a list of the names and contact information for my preferred list of lenders. Please try one of these:

David Rubin, National City Mortgage 301-406-1100(Pager) 410-674-2300 (Office) http://www.daverubin.biz (web site) dave.rubin@ncmc.com (email) 800-443-2525 (Toll Free)

Daryl Cox, Sun Trust Mortgage, Inc. 410-440-2055(Cell) 410-729-8850 ext. 27(Office) 1-800-735-0525 (Toll Free) daryl.cox@suntrust.com (email)

Kimberly Price, Prosperity Mortgage (a Long & Foster Partner & Wells Fargo Affiliate) 240-456-7961(Direct Line) 301-490-9700 X7961(Office) 1-866-553-7119(Toll Free) kimberly.price@prosperitymortgage.com